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Development of a Mobile Banking Risk Assessment Model: A Usability Perspective
Conference proceeding

Development of a Mobile Banking Risk Assessment Model: A Usability Perspective

Istiak Mahmud and June Wei
HCI International 2024 – Late Breaking Papers, Vol.Part VII, pp.304-313
Lecture Notes in Computer Science, 15380
International Conference on Human-Computer Interaction, HCII 2024 (Washington, DC, USA, 06/29/2024–07/04/2024)
12/2024

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Abstract

The study focuses on creating a risk assessment system tailored for mobile banking. It involves devising a dynamic model illustrating how information moves between key entities in mobile banking, alongside a static model outlining five types of information threats from three main sources. These models are then merged to indicate potential threats affecting each information flow. In the data analysis phase, risk factors for mobile banking information security are grouped into high, low, and medium categories. This research aims to aid mobile banking developers and decision-makers in system development.

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